Is it possible to purchase low cost term life insurance coverage online?

Yes, there are life insurance providers offering you the option to purchase your coverage direct online, and you can compare pricing among several insurers to help you save money.

Additional tips to lower the cost of your life insurance policy include:

• Quit smoking - Smokers pay up to 2-3 times more for the same amount of life insurance as non-smokers.
• Use a needs calculator to decide how much coverage you really need.
• Choose...

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How can I get cheap term life insurance coverage?

To start, term insurance is cheaper than any other type of life insurance.

There are ways to lower the cost of your term life policy, including:

• Get healthy and lower your weight
  
• Quit smoking
  
• Compare pricing among several insurers
  
• Pay premiums annually instead of monthly
  
• Don't buy more life insurance than you need
  
• Purchase coverage sooner rather than later to lock-in the lowest rate
  

Here's some more tips for finding term insurance cheap.


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There are over 900 life insurance companies in America. So, finding the cheapest term life company for your specific needs and risk factors will depend on you comparing rates from multiple insurers before you choose a policy.

However, Protective, Genworth, SBLI, Banner, Pacific Life ING, Transamerica and American General are a few of the most competitive life insurance carriers when it comes to term life insurance.

Here's how you can instantly compare the cheapest term life i...

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